Guide
How to organise financial documents for family emergencies
A practical checklist so your family can find accounts, policies, and papers when time is short — without relying on memory alone.
Note: DigiAmanat helps you organise digital records and share selected portfolios with consent. Keep original legal documents in safe physical custody where required.
Start with a simple inventory
- Bank accounts, FDs, RDs, and locker details
- Demat, mutual fund folios, PPF, EPF, NPS
- Life, health, and motor insurance policies
- Home and other loans with EMI and lender contacts
- Property papers, tax IDs, and key passwords or recovery methods (stored securely)
- Who knows where the originals live
Make access intentional
Decide who should be able to see what during travel, hospitalisation, or other stress. Consent-based sharing beats informal WhatsApp screenshots that go stale or leak.
Review on a cadence
Update after major life events and at least once a year: new loans, matured FDs, changed nominees, new policies. An outdated list creates false confidence.
How DigiAmanat fits
Use DigiAmanat as your asset and liability tracker and invite family via family sharing. Then download the app and start with the accounts you already know.